# Bybit Pay connects to Bre-B QR in Colombia

> On 8 September 2026, Bybit said Bybit Pay can scan Colombia's Bre-B merchant QR codes and pay from a crypto balance—no local bank account required for the spend.

- **Source:** https://ptycoin.com/en/posts/2026-09-10-bybit-pay-bre-b-colombia-qr/
- **Published:** 2026-09-10
- **Category:** News
- **Author:** Mateo
- **Tags:** payments, colombia, exchanges, latam, stablecoins, fintech
- **Also published in:** [Español](https://ptycoin.com/es/posts/2026-09-10-bybit-pay-bre-b-colombia-qr/)

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**Bybit** [said on 8 September 2026](https://announcements.bybit.com/en/article/bybit-pay-brings-bre-b-qr-payments-to-colombia--art1f5f855bf822/) that **Bybit Pay** is now connected to **Bre-B**, Colombia's interoperable instant payment network, so users can scan a supported merchant QR code and pay from a crypto balance in the Bybit app.

The company pitches the cut as everyday spend without a local bank account, cash, or a separate currency exchange step: open Bybit Pay, scan, pick a supported crypto, confirm.

## What Bybit actually announced

The [8 September note](https://announcements.bybit.com/en/article/bybit-pay-brings-bre-b-qr-payments-to-colombia--art1f5f855bf822/) is a product announcement, not a regulator filing. Bybit says Bre-B links banks, digital wallets, and other financial institutions on one network, and that Bre-B QR codes are how participating merchants take those payments. Bybit Pay's job, in that framing, is to turn an in-app crypto balance into a scan at the counter.

The published flow is six taps: open the Bybit app, go to Bybit Pay, tap Scan, point at a supported Bre-B merchant QR, enter or confirm the amount, choose a supported crypto, confirm. Eligible merchant payments can earn **2–10% cashback**, and new users can claim a **COP 10,000** coupon toward a first eligible Colombia payment via Bybit's [Colombia coupons page](https://www.bybit.com/en/bybitpay/coupons/colombia/). Treat both figures as Bybit's promo terms; they are not a published all-in fee schedule.

An [earlier 28 August note](https://announcements.bybit.com/en/article/bre-b-qr-is-now-available-for-bybit-pay-users-in-colombia--art7737fb5a2859/) already marketed Bre-B QR availability inside Bybit Pay with cashback and a first-payment coupon. The 8 September post is the fuller "connected to Bre-B" write-up with the how-to and the traveler pitch. Report it as Bybit deepening the Colombia QR rail, not as inventing QR spend from scratch that week.

## Bre-B is the rail Colombians already use

**Bre-B** is Colombia's public-policy instant payment system, guided by **Banco de la República**. It went live on **6 October 2025**. A [March 2026 BanRep blog](https://www.banrep.gov.co/en/blog/bre-b-brief-history-interoperated-instant-payment-system) says the design started in 2022, builds on existing private instant rails, and routes them through centralized directory and settlement components the central bank operates.

By the end of January 2026, BanRep counted **218** participating entities and five fully interoperating private systems, with more than **370 million** transactions settled through the operational settlement mechanism totaling more than **59 trillion pesos** in under four months. Alias registration in the centralized directory sat near **99 million** aliases for more than **33 million** customers and **2.8 million** merchants. Those are BanRep's figures, not Bybit's.

That scale is why a crypto spend app naming Bre-B matters more than another generic "pay with crypto" slogan. In Colombia, the checkout people already trust is often a QR on a counter. Plugging a crypto balance into that QR is the same pattern Brazil saw with **Pix** and Mexico with **SPEI**-linked wallets: the national rail is the distribution; the dollar-linked or crypto balance is the funding layer.

## The competitive week around the same QR

Bybit was not alone on 8 September. **RedotPay** [said the same day](https://x.com/RedotPay/status/2097238955297321392) that Instant QR scan-to-pay was live for merchants in **Brazil, Colombia, and Peru**, settling from stablecoin balances in its app. RedotPay's posts name the countries; they do not print a verified rail list the way Bybit names Bre-B. **KuCoin Pay** also [ran](https://www.kucoin.com/announcement/kucoinpay_BrazilArgentinaPeruScanPayFest202609) a September Scan & Pay fest covering Brazil, Argentina, and Peru.

The news pattern is consistent: several named apps are racing to put crypto or stablecoin balances behind the QR codes locals already scan. Bybit's Colombia cut is the one that puts the national rail's name in the headline.

## What the announcement still does not say

A launch post is not a fee card. Bybit has not, in the materials cited here, published the all-in spread on a COP ticket after cashback, daily limits, which coins settle each merchant path, or whether every Bre-B QR works or only a supported subset. "Supported Bre-B merchant QR" is the company's own qualifier; verify on your phone before you treat a café sticker as guaranteed.

The product is also **custodial**. Balances sit in Bybit's stack until you spend or withdraw. That is normal for an exchange payments feature; it is not self-custody. Bybit's Colombia QR terms, published separately, describe Bybit as a technological interface to a local provider for interoperable QR payments, not as a Colombian bank. If your goal is keys you control, scan-to-pay does not replace withdrawing to a wallet you open yourself. If your goal is buying lunch in Bogotá or Medellín from a crypto balance without a separate P2P cash-out first, that is the product being sold.

Availability is account- and jurisdiction-gated. A marketing map is not a licence for every reader.

## Takeaway

On 8 September 2026, Bybit put a named national rail in a crypto spend announcement: Bybit Pay connected to Colombia's Bre-B QR for merchant payments from an in-app crypto balance, with cashback and a first-payment coupon as the promo layer. BanRep's own numbers show why the rail is the story; hundreds of millions of instant payments already clear there. For travelers and freelancers already holding crypto on Bybit, the practical test is whether a real merchant QR settles at a rate you accept. For everyone else watching LatAm payment rails, it is another data point that the spend fight is moving to the QR on the counter.

This is reporting on a product launch, not a recommendation to fund, spend, or keep balances on any custodial app.

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## Keep reading

- [What is Bre-B? Banco de la República's instant-payment keys move pesos in about 20 seconds, and you can buy or cash out USDT only when the venue's deposit screen actually lists that rail instead of PSE](https://ptycoin.com/en/posts/2026-09-08-what-is-bre-b-colombia-stablecoins/index.md): Bre-B is Colombia's instant-payment rail: a llave, about 20 seconds, 24/7. Buy or cash out USDT only if the venue lists Bre-B; many still use PSE.
- [How do you receive money in Mexico with stablecoins and SPEI? USDT or USDC lands on-chain or at a Mexican exchange, you sell for pesos, and SPEI pushes MXN to your 18-digit CLABE when CURP and bank details match](https://ptycoin.com/en/posts/2026-09-01-receive-money-mexico-stablecoins-spei/index.md): Receive USDT or USDC in Mexico, sell for pesos, SPEI to your CLABE. CURP, network choice, and matching names decide whether the cash-out clears in minutes.
- [How do you buy and cash out USDT with Pix in Brazil? Deposit BRL at a local exchange, buy Tether, withdraw on-chain, then reverse the path to send reais back to your bank](https://ptycoin.com/en/posts/2026-08-25-buy-cash-out-usdt-pix-brazil/index.md): Buy USDT with Pix in minutes at a Brazilian exchange, withdraw to self-custody, then sell and Pix the reais home. Network choice and the R$35k DeCripto line matter.

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Source: PTYcoin — https://ptycoin.com/en/posts/2026-09-10-bybit-pay-bre-b-colombia-qr/. Free to read and cite with attribution to ptycoin.com. AI-usage terms: https://ptycoin.com/en/ai-usage/
